Auto Accident Attorney in Vienna

How a crash with an uninsured or underinsured motorist can affect insurance claims

When you are involved in an auto accident caused by the negligence of someone else, you expect expenses from damages and injuries to be paid through the auto insurance policy of the responsible driver.  But there are situations when filing a claim is not effective, such as the following:

• The party does not have auto liability insurance.
• The party does not have enough insurance coverage to cover the expenses of all your losses.
• The accident was hit-and-run—you cannot collect because you do not know who caused your damages, whether they carry insurance or not.

Vienna auto accident attorney Michael Avery explains that you still have recourse for filing a claim through your own auto insurance coverage.

How your own auto insurance should pay an uninsured or underinsured motorist claim

You may resent paying premiums for uninsured and underinsured motorist coverage, but it provides critical coverage for you and family members when these accidents occur. When you file a Vienna uninsured motorist claim, your insurance company actually retains an auto accident lawyer to represent the uninsured motorist who caused the accident.

But the cost of retaining auto accident lawyers does not reduce your claim. You should receive compensation for all losses—up to the amount of uninsured motorist coverage provided by your policy.

It is important to note that your insurance rates should not increase when you file an uninsured motorist claim against your own policy.

How Vienna auto accident lawyers can help

Auto accident lawyer Michael Avery in Vienna can provide valuable assistance before an accident occurs, when an uninsured motorist causes and accident—and if you experience difficulties after a claim is paid.

• Insurance advice.  Most experienced Vienna auto accident attorneys can review your existing policy to ensure you carry enough coverage and advise you when your coverage is inadequate based on the type and amount of driving you do.
• Claim assistance.  Even when filing against your own insurance, it is important to handle the filing process and discussions with claims adjustors carefully. You still need to prove that another party was at fault, and auto accident attorneys in Vienna can provide valuable guidance on how to talk to insurance company representatives to help ensure your claim is paid through your uninsured motorist coverage. And if your claim is not being handled fairly, we can step in to negotiate on your behalf.
• Help after the claim is paid.  Auto accident lawyers in McLean have the skills and experience to help protect your rights if your insurance company attempts to raise your rates or drop your auto insurance coverage as a result of your uninsured motorist claim.

Let The Avery Law Firm fight for you

Have you or a loved one suffered injuries in a Virginia, Maryland, or Washington, D.C. auto accident caused by someone else's reckless or negligent behavior? If so, The Avery Law Firm can help. Call Michael Avery at 888.351.1048 or contact the firm online to schedule your free initial consultation. Se habla Español.